Bank of the Ozarks

Personal Services

Bank of the Ozarks Rates

(AS OF 01-06-14)

Certificates of Deposit

Certificates of Deposit - Under $100,000

Jumbo Certificates of Deposit

 

Individual Retirement Accounts

Individual Retirement Accounts - Under $100,000

Individual Retirement Accounts - $100,000 and over

 

Money Market Savings

Money Market Savings

Premium Money Market Savings

Presidential Money Market Account

 

Interest Checking

NOW Checking

 

Savings

Regular Savings

Student Savings

Family Savings



Member FDIC

 

For Certificates of Deposit penalties for early withdrawal may apply, which may include a deduction from the principal of the certificate. Rates are subject to change daily. For complete disclosures and explanations of deposit account terms, contact one of the Bank's New Account Representatives.

 

CERTIFICATES OF DEPOSIT (Under $100,000)
Minimum to open: $1,000

7 - 31 Days 0.05% 0.05%
32 - 91 Days 0.05% 0.05%
92 - 181 Days 0.10% 0.10%
182 - 364 Days 0.15% 0.15%
1 to 2 Years 0.25% 0.25%
2 To 2 1/2 Years 0.35% 0.35%

 

JUMBO CERTIFICATES OF DEPOSIT

Minimum to open: $100,000

TERM RATE APY
14 Days 0.05% 0.05%
31 Days 0.05% 0.05%
60 Days 0.05% 0.05%
91 Days 0.10% 0.10%
120 Days 0.10% 0.10%
150 Days 0.10% 0.10%
182 Days 0.15% 0.15%
360 Days 0.20% 0.20%
365 Days 0.25% 0.25%
2 Years 0.35% 0.35%

 

INDIVIDUAL RETIREMENT ACCOUNTS (Under $100,000)

Minimum to open IRA: $250

TERM RATES APY
7 - 31 Days 0.05% 0.05%
32 - 91 Days 0.05% 0.05%
92 - 181 Days 0.10% 0.10%
182 - 364 Days 0.15% 0.15%
1 to 2 Years 0.25% 0.25%
2 to 2 1/2 Years 0.35% 0.35%

 

INDIVIDUAL RETIREMENT ACCOUNTS ($100,000 and over)

Minimum to open: $100,000

TERM RATES APY
14 Days 0.05% 0.05%
31 Days 0.05% 0.05%
60 Days 0.05% 0.05%
91 Days 0.10% 0.10%
120 Days 0.10% 0.10%
150 Days 0.10% 0.10%
182 Days 0.15% 0.15%
360 Days 0.20% 0.20%
365 Days 0.25% 0.25%
2 Years 0.35% 0.35%

 

MONEY MARKET SAVINGS

BALANCES RATE APY
Under $1,000 0.10% 0.10%
$1,000 or More 0.15% 0.15%

 

PREMIUM MONEY MARKET SAVINGS

BALANCES RATE APY
Under $1,000 0.05% 0.05%
$1,000 - 49,999 0.10% 0.10%
$50,000 - 99,999 0.15% 0.15%
$100,000 or More 0.20% 0.20%
     

 

PRESIDENTIAL MONEY MARKET SAVINGS

BALANCES RATE APY
Under $50,000 0.10% 0.10%
$50,000 - 149,999 0.15% 0.15%
$150,000 - 249,999 0.20% 0.20%
$250,000 to 5,000,000 0.40% 0.40%

 

NOW CHECKING

BALANCES RATE APY
Under $1,000 0.00% 0.00%
$1,000 or More 0.05% 0.05%

 

REGULAR SAVINGS

BALANCES RATES APY
Under $100 0.00% 0.00%
$100 or More 0.10% 0.10%

 

STUDENT SAVINGS

BALANCES RATES APY
All Balances 0.10% 0.10%

 

HEALTH SAVINGS

BALANCES RATES APY
Under $1,000 0.20% 0.20%
$1,000 or more 0.10% 0.10%

 

 

FAMILY SAVINGS

BALANCES RATES APY
Under $1,000 0.25% 0.25%
$1,000 or more 0.10% 0.10%

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